How to survive a layoff

first_imgSurviving a layoff isn’t easy and can be as damaging emotionally as it is financially. Here are a few steps to help you through this difficult time.Do all you can before you goMost companies will provide some sort of severance package, and it’s possible you may be able to do a little negotiating when it comes to what’s included. Find out how much time you’ll be paid for and whether or not you will be compensated for any unused vacation days. Remember to write all of this information down so you can make sure that you get paid everything you’re promised.Get your mind rightBeing laid off can come as a shock, so make sure you give yourself some time to adjust. A few days to get your thoughts in order can be very helpful going forward. That time will help you stay calm when you feel like panicking.File for unemployment benefitsThe sooner you file for unemployment, the sooner you can start receiving compensation. While it’s not a replacement for a full time job, receiving unemployment funds can be very helpful when times are tough.Update your resumeYour resume should always be current, but if it’s not, make sure you get it done as soon as possible. Once it’s ready hit up job boards like Craigslist and CareerBuilder and get your resume out there.Cut costsYour fixed expenses need to be paid in full, but those expenses with a variable cost can be cut back. Food and entertainment are areas you can easily cut back in, and remember to talk with your family about ways everyone can help save money.Look at health insuranceIf your job comes to an end, then obviously so will your health insurance. If this happens, you need to figure out what to do next. You can pay for COBRA insurance, but be aware that it doesn’t come cheap. Do some research and find the best option. You may be able to find a single policy for a lot cheaper than what you’d pay for COBRA.Ask family for helpSometimes, our pride can get in the way of asking for help. Whether or not you want to seek financial help from family is completely up to you, but remember when it comes to feeding yourself or your family, every little bit helps. If you don’t want to necessarily ask for financial help, remember your family can still be a great source of encouragement during this tough time. Having someone in your corner who cares about you and is willing to give advice or just listen can provide you with a lot of hope.Be aggressiveYou can’t fill out too many applications or send in too many resumes. Make sure if you’re going to go, you go all out. The more you do, the better you’ll feel about your prospects for finding a new gig. And make sure to get out of the house. Cabin fever is even worse when you’re already feeling down.Don’t give upYour job search probably won’t be quick. Keeping this in mind from the start will help you be mentally prepared for the road ahead. Get into a routine. Besides looking for a job, find time to do things for yourself, like working out and volunteering. Anything that lifts your spirits will be good for you during your job search. 61SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

Giannis Antetokounmpo: Biggest threat to Bucks reaching NBA Finals? Ourselves

first_imgMilwaukee had lost back-to-back games and was staring at another defeat before rallying past one of its conference rivals, outscoring Miami 74-43 in the second half.The Greak Freak was UNLEASHED against the Heat. pic.twitter.com/Uohel0WGSW— Milwaukee Bucks (@Bucks) August 6, 2020With the franchise eyeing its first Finals appearance since 1974 and first championship since 1971, reigning MVP Antetokounmpo told reporters, “I think the biggest challenge for us is ourselves.NBA BRACKET: Updated standings and seeds”How are we going to play? How hard are we going to play? Are we going to play for one another? Are we going to defend hard? Are we going to be able to rebound the ball? Are we going to be able to make the extra effort? Are we going to dive on the floor?”It’s all about us. It’s all about us.”The Bucks improved to 55-14 for the season, ahead of the defending champions Raptors (49-18), the Celtics (45-23), the Heat (43-26), the Pacers (42-27) and the 76ers (41-27) in the East. Giannis Antetokounmpo says the Bucks are their own biggest threat to reaching the NBA Finals after clinching the Eastern Conference’s top seed.The Bucks overturned a 23-point deficit Thursday to overcome the Miami Heat 130-116 at the Walt Disney World Resort outside Orlando, Fla., where Antetokounmpo put up 33 points and 12 rebounds. #1 seed! pic.twitter.com/Ed7wqIDJhG— Giannis Ugo Antetokounmpo (@Giannis_An34) August 7, 2020With the top seed comes home-court advantage, though that will look different inside the bubble amid the coronavirus pandemic.”Well, I don’t think you’d ever guess to be coaching in an NBA game on Aug. 6,” Bucks head coach Mike Budenholzer said.”So, pretty unique and rare times to win a game and more importantly to have the best record in the Eastern Conference is a tribute to our players and what they’ve done every night and how they’ve brought it. I’m very proud of them.”last_img read more